Farmers State Bank

Get a Free
Debit Card

with a Freestyle Checking account!

A new way to bank with FSB

Meet Penny Pal!

    How can we help you today?

    I want to...
    • Live my life to the fullest
    • Grow my money
    • Protect my money
    • Prepare & support my growing family
    • Pursue higher education
    • Thrive in my empty nest
    • Retire in style

    Result: Live my life to the fullest

    You only live once.

    Result: Grow my money

    Money doesn't grow on trees but it can grow!

    CDs & IRAs

    Result: Protect my money

    You work hard - get educated - stay safe.

    Fraud Protection Tips

    Result: Prepare & Support my  growing family

    Get your ducks in row so you can grow


    CDs & IRAs


    Result: Peruse higher education

    Never stop reaching.

    Result: Thrive in my empty nest

    It your time to shine.

    Result: retire in style

    Make a plan today so that your tomorrow is set.

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    F$B Mobile

    Busy lives call for simple solutions and Farmers State Bank has you covered! You can now download our Mobile Banking app free from your app store.

    With our Mobile Banking app you can:

    Check balances | Confirm payments | Transfer money
    Even set up payments all from your phone

    Of course, we’re always here for you in person when you need us, but when you’re too busy - the app has you covered!

    Apple | Google 

    Your success is our goal.

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    Credit Card Services

    Consumer credit cards to fit your lifestyle!
    Cash icon

    Digital Wallet

    Stop fumbling with cards,
    Use a Digital Wallet.
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    Use our helpful tools to help
    manage your finances.

    How we doing?


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    Serving our North Iowa communities, for over 100 years.

    seven locations

    Plant in front of door with open sign.