Start saving today with one of our three savings accounts.


Regular Savings

This account has as a competitive interest rate paid quarterly.
Quarterly statements, free online & free mobile banking.
Minimum opening deposit of $100 & minimum balance of $50.
Minimum balance fee of $1.50 +tax if balance falls below $50.00 any day of the monthly statement cycle. Students
(22 & under) & senior citizens (62 & older) have no opening deposit requirements and no minimum balance requirements.
6 free withdrawals per monthly statement cycle- $1.00+tax per withdrawal over 6.


Hi-Fi Savings

This account requires a minimum balance to be maintained of $1,000 and earns a higher rate of return than our regular savings account. Competitive tiered rates, monthly statements, free online and free mobile banking. Minimum opening deposit of $1000.
Minimum balance fee of $5.00 +tax if balance falls below $1,000 any day of the  monthly statement cycle. 6 free withdrawals per monthly statement cycle- $1.00+tax per withdrawal over 6.
$1,000 minimum to earn interest. No interest will be paid for each day balance is below minimum.


Christmas Club

This account will make the holidays brighter when you save all year long. Minimum opening deposit of $20 & minimum balance of $20. Interest paid quarterly.
Quarterly statements. Disbursement checks available by November 15th each year.
If a withdrawal is made from this account before November 15th, then this account will be closed.
$20 minimum to earn interest. No interest will be paid for each day balance is below minimum.
Forfeiture of all interest earned and account will be closed for early withdrawals.
 

Remember big things come from small beginnings, so don’t wait to start your savings account! Farmers State Bank will provide full account disclosures at the time an account is opened.